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An Individual Retirement Account (IRA) is a deposit account, which permits an individual to shelter a certain amount of funds a year in a tax deferred investment account. There are several types of IRA plans available to the depositor: Traditional IRA, Roth IRA, and ESAs.
This is an FDIC insured deposit. Please call for additional details
Rates vary according to the type and term of certificate.
Fees may reduce earnings on the account.
NOTICE IN TEMPORARY OF CHANGES FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “non-interest bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and interest on Lawyers Trust Accounts (“IOLTAs”)
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
